Using credit cards abroad: chip and PIN technology

Credit cards are the best way to get a good currency conversion rate overseas, but they may be a little less convenient than they once were. Europe now mostly uses the chip and PIN credit system. These cards have an embedded microchip and require a personal identification number to make transactions. It’s mostly to prevent fraud, which is a good thing. But that means that your magnetic strip…

Easy tricks to help you save more

Are your savings enough? Are you saving at all? These are important questions. I know they make some people uncomfortable. They made me uncomfortable for a long time.

If that sounds like you, cheer up. Anyone can get grip on their finances and get on the right track toward retirement planning. It’s not about huge sacrifices but it is about making choices…